We match your convictions with leading investment strategies

It’s all down to strategy

We have strong convictions when it comes to investing. 

We follow an investment method based on clear rules. This approach sets the framework for the investment strategies that we develop together with our partners on a scientific basis. The investment style you can choose is either passive or active. The passive style is based on broad market indices. When investing actively, the aim is to beat the market average. There are good arguments for both investment styles.

What do you believe?
 

• No one can beat the market!
  My strategy is passive, cost-efficient investing.

  For you we suggest Strategic ETF CHF.

  This strategy involves investing your assets close to the index and putting together a portfolio of cost-efficient passive investments, for example exchange-traded funds (ETFs).

  The Strategic ETF Portfolio is designed for volatile, uncertain market situations. In an endeavour to keep the overall risk of the portfolio significantly lower than the sum of its parts, this strategy strives for balanced risk exposure to different asset classes. The model uses new tools such as ETFs to put together this portfolio. Risk exposure is measured in real time using the industry-leading risk management system from BlackRock. The portfolio is designed to intelligently exploit active risks by way of tactical trading or active funds. The goal is to further boost potential returns and improve portfolio diversification.

  • The Descartes fees come to 0.30% p.a.
  • The ETFs are held in a custody account at UBS or Vontobel.
  • The all-in account fee at UBS is 0.35% p.a. (excluding third-party fees).
  • The all-in account fee at Vontobel is 0.50% p.a. (excluding third-party fees) .
  • This strategy is available for the Income, Balanced and Growth risk profiles starting from an investment of CHF 25,000.

• Risk management is the key!
  I choose a portfolio that gives me the optimum rewards for the amount of risk I take.

  For you we suggest OLZ Minimum Risk ESG.

  A minimum risk portfolio is designed to maximise the expected return for a specific risk. The portfolio is efficient and and complies with the principle of sustainability.

  Efficiency is achieved by putting together the portfolio on the basis of the risk parameters (volatilities and correlations) forecast for the individual assets, and selecting the assets that in their entirety promise the best performance within a given risk budget. The portfolio is systematically monitored and adjusted if required. This approach draws on the latest findings of financial market research.

  • The Descartes fees come to 0.30% p.a.
  • The OLZ funds are held in a custody account at UBS or Vontobel.
  • The all-in account fee at UBS is 0.20% p.a. (excluding third-party fees).
  • The all-in account fee at Vontobel is 0.50% p.a. (excluding third-party fees).
  • The strategy is available for all risk profiles, starting from an investment of CHF 25,000.

• There are always opportunities!
  My strategy’s built on the right tactical allocation for my portfolio.

  For you we suggest Multi Asset Core CHF.

  In this investment strategy the asset manager, Deutsche Asset Management, acts on clear convictions with the aim of rewarding greater risk appetite with greater returns – provided investors can live with tolerable drawdowns depending on the situation. The strategy is designed to capitalise on both long-term expected returns and tactical returns. It’s implemented primarily in the form of cost-efficient, liquid ETFs and active funds.

  • The Descartes fees come to 0.30% p.a. The ETFs and funds are held in a custody account at UBS or Vontobel.
  • The all-in account fee at UBS is 0.35% p.a. (excluding third-party fees).
  • The all-in account fee at Vontobel is 0.50% p.a. (excluding third-party fees).
  • The strategy is available for the Income, Balanced and Growth risk profiles starting from an investment of CHF 25,000.

• Science knows what drives value!
  My strategy’s based on the latest insights from evidence-based financial market research.

  For you we suggest Swiss Rock Spread & Style Portfolio.

  This strategy involves implementing evidence-based research findings on the global financial markets by putting together portfolios of different actively managed equity and bond modules. On the equity side, research shows that the factors driving value vary over time and from region to region. The goal is to achieve robust overperformance by dynamically weighting these factors when picking stocks. The bond strategy uses tried-and-tested quantitative methods to select attractive investments from the global universe of non-government bonds, removing from the portfolio risks for which investors are not adequately compensated.

  • The Descartes fees come to 0.30% p.a.
  • The Swiss Rock funds are held in a custody account at UBS or Vontobel.
  • The all-in account fee at UBS is 0.35% p.a. (excluding third-party fees).
  • The all-in account fee at Vontobel is 0.50% p.a. (excluding third-party fees).
  • The strategy is available for all risk profiles starting from an investment of CHF 25,000.

• The market situation is decisive!
  I want to exploit the upside and hedge the downside.

  For you we suggest Lakefield Dynamic Swiss Core.

  This strategy aims for equity-like returns in a positive market and asset preservation in a difficult market environment. It invests in a broadly diversified portfolio of Swiss equities, bonds and liquid assets. Asset allocation is worked out in a systematic investment process with a track record going back many years.

  • The Descartes fees come to 0.30% p.a.
  • The Lakefield funds are held in a custody account at UBS or Vontobel.
  • The all-in account fee at UBS is 0.35% p.a. (excluding third-party fees).
  • The all-in account fee at Vontobel is 0.50% p.a. (excluding third-party fees).
  • The strategy is available for all risk profiles starting from an investment of CHF 25,000.

• Cost-efficient and sustainable investments achieve added value!
  My strategy’s to focus on sustainable products with the lowest costs.

  For you we suggest Invesco Multi Asset ESG.

  In this strategy Invesco invests in the most cost-effective European UCITS ETS, which are globally oriented and comply with the principle of sustainability (ESG).

  The approach combines the ETFs to create globally diversified and sustainable portfolios with a strong exposure to US dollars. The expertise of the Invesco Multi Asset Management team is applied. Both at the asset class level and the portfolio level, Invesco takes risks only when they appear to be attractively rewarded.

  • The Descartes fees come to 0.30% p.a.
  • The ETFs are held in a custody account at UBS or Vontobel.
  • The all-in account fee at UBS is 0.35% p.a. (excluding third-party fees).
  • The all-in account fee at Vontobel is 0.50% p.a. (excluding third-party fees).
  • This strategy is available for the Income, Balanced and Growth risk profiles starting from an investment of CHF 25,000.