Our story

Investing is very demanding and yet very simple, if the possibilities of digitalisation are fully exploited. Descartes Finance has been following this path consistently since its launch in 2017, thereby driving forward the democratization of financial services. Our clients have access to the same investment options regardless of the size of their assets. And behind our innovative technologies are people who are available to provide clients with personal advice.

Our team of experts


Adriano Lucatelli email

Adriano is co-founder and managing director. He is a proven financial expert with extensive management experience. Previously he spent several years in leadership roles at UBS and Credit Suisse in Switzerland and abroad and was a senior lecturer at the University of Zurich. His studies took him to the London School of Economics, the University of Rochester (NY) and Wharton School. The business magazine BILANZ voted him one of the Top 100 Swiss Bankers.

Angela Agostini email

Angela is head of the pension services division. She has over 30 years of experience in the insurance industry, where she has held various technical as well as management responsibilities. As a lecturer for pension plans, she trained customer advisors in the areas of corporate and private customers at Zurich Insurance and for the Insurance Industry Vocational Training Association (VBV). She is also an examination expert for insurance intermediaries at VBV.

Dagmara Nägeli email

Mara is office manager and responsible for the coordination of the areas of customer service, accounting and administration. She has over 30 years of experience in wealth management. As a member of management, Mara looked after Swiss and international clients at Bank Sarasin and Maerki Baumann, among others.

Christian Del Bianco email

Christian is Senior Solution Architect and technical team leader. He has extensive experience in building systems for the finance and insurance industries, using a variety of technologies and the most common software design patterns. Christian has held leading positions in Swiss initiatives such as Insuretech Toni Digital and Robo-Advisor investclick.



Our Board of Directors


Rino Borini email

Rino is Chairman of the Board of Descartes Finance. He is one of Switzerland's leading experts in the field of digital finance. In the fall of 2020, the business magazine BILANZ named him one of the Digital Shapers 2020, i.e. the 100 most important minds driving digitalization in the country. Rino is co-founder and CEO of Scarossa, an independent consulting and media company in Zurich. The company focuses on digital transformation of the finance industry as well as “Next Generation Finance” and is the organizer of Switzerland's leading digital finance platform “Finance 2.0”. Furthermore, Rino is head of studies and lecturer at the University of Applied Sciences, HWZ Zurich, and leads the courses CAS Digital Finance and CAS Digital Insurance.

Eric Gisiger email

Eric is member of the Board of Directors of Descartes Finance and Managing Partner at Swiss Private Equity Partners AG. Prior to his current role, he was a co-founder and Managing Partner at Helvetica Capital Ltd, a private equity advisor focused on long-term, value-added direct investment opportunities, with active shareholder roles as a Board member. Previously, he was a co-founder and investment director at Credit Suisse Entrepreneur Capital Ltd, a private equity firm. Eric graduated from the University of St. Gallen (HSG) with a degree in Economics and is a Chartered Financial Analyst (CFA).